Westpac Personal Loans

Westpac Bank offers a range of secured and unsecured personal loans with competitive interest rates, fees and monthly repayments, and with a number of repayment methods. Individuals can apply for a personal loan of Westpac for any personal purpose including debt consolidation, personal overdraft, household expenses, for holiday, for a new or used car or boat for personal use etc. Loans are available with amounts ranging from $4,000 to $100,000 with terms from 1 year to 7 maximum years. Customers have the options to make additional repayments on all personal loan type of Westpac Bank. The bank also gives protection insurance for all loans except Westpac Flexi Loan. Personal loans offered by the Westpac Banking Corporation include unsecured, secured, car loan (for both new and used car), boat loan (for both new and used boat) and Westpac Flexi Loan. All loans are offered with fixed rate except the Westpac Flexi Loan which is available with variable rate. Westpac Flexi Loan can be used for any personal purpose where security is not required and customers can withdraw funds as needed. The comparison table which gives complete picture of all Westpac personal loans with details including rates, fees, loan amounts, loan term, repayments and their methods will allow individuals to find one that is right for their needs and requirements.

Using the simple and easy to use calculator tool, Westpac personal loan customers can determine their capacity of borrowing; calculate monthly repayment amount and many more.

Westpac Personal Loans Application

To apply for a personal loan of Westpac, applicants must be a citizen of Australia or NZ (Westpac in New Zealand), or a permanent resident and should be above 18 years of age. Applicants should have all the necessary information in handy pertaining details such as permanent monthly income, credit history, driving licence, current financial commitments, email address etc. If applicants are qualified on verification, they can apply either online by completing the online application form or over phone by calling contact number of Westpac Personal Lending Centre at 132 651 or by visiting a local branch office. Applicants applying through internet or online must enter the promotional code if they received any promotional offer.

Applicants also can check their application status by simply dialing the Westpac Personal Lending Centre contact number at 132 651 from 8:00am to 8:00pm Monday through Friday and from 9:30am to 1:30pm on Saturday. For more details and to view the current interest rates, terms and conditions and more, please log on to the official website of the bank.

Website: http://www.westpac.com.au/personal-banking/personal-loans/