Orchard Bank Visa

Orchard Bank in association with Visa offers credit cards of various types which include Platinum, Gold, Standard and Secured. Among these cards, the Visa Secured offers the lowest rates of 7.90% APR with no processing fees but it requires a minimum of $200 as the security deposit. Orchard Bank Visa Card Orchard Bank visa cards offer various benefits and advantages with zero percent introductory APR. These benefits include global acceptance, online purchases and shopping, free online bill payment, email and message alert for the account balance and due date. Besides, there are also several card members’ benefits which include free online access to your credit card information, viewing statement and transactions details, special offers which are beneficial for your auto, home and family etc. You can apply online for the Orchard Bank Visa card through the simple and secured application process available on their website. If you have already applied, you can also track the application status online by providing the SSN and zip code. In case, you found any technical problems and difficulties while applying on their website, you can contact the technical support team at 1 (877) 277-0948 from 6:00 am to 5:00 pm PT only on Monday -Friday. Orchard Bank Visa Card Reviews

The Orchard Bank visa cards are available with the variable rates ranging from 7.90% to 19.90% and annual fees of $35 to $59. These same rates are also applied to all the MasterCard including the Classic. The rates and fees mentioned above may vary and change from time to time as per the decision of bank. For further information, you can refer the rate reviews available on the bank’s website.

The Visa card payment can be made either by post, phone or online as per your convenience. However, the online payment is the best option for all the customers nowadays. Because, the online payment makes you more convenient as it can be accessed from anywhere, anytime at your own comfort. Even, you can also schedule your payment in a future date and time. If you want to go for the online method, you need to register on their website and if already registered, you can start login to make or schedule a payment.

On the other hand, you can also pay your credit card bill through the phone with the support from the customer service representative or through the automated phone system. If you wish to pay by phone, you can refer the number on the back of Orchard Bank Cards. Besides, you can also send the checks for your card payment at the following address.

Payment Address:
HSBC Card Services
PO Box 60102
City of Industry, CA 91716-0102

Overnight Address:
HSBC Card Services Inc.
ATTN: Exception Dept
1301 E. Tower Road
Schaumburg, IL 60173

For further information about the orchard bank visa, just logon to the website of the bank.
Website: http://www.orchardbank.com