Westpac MasterCard

Westpac MasterCard credit cards allow cardholders to enjoy a number of benefits and hassle free services and thus widely preferred by many. They are widely accepted and can be used at millions of locations worldwide for purchases, cash advances and more. Rewards MasterCard holders can enjoy a wide range of benefits including altitude points from the Westpac reward program, complimentary travel insurance, etc. Low rate MasterCard cardholders can enjoy low interest rate on purchases. Westpac charges competitive exchange rate, conversion rate, and balance transfer and cash advance fees. With several added card service features such as MasterCard PayPass and Visa payWave, cardholders can make payments for purchases in a much faster way. By registering for MasterCard SecureCode, cardholders can get extra security on their card when they shop online. With BPAY using the Biller code, one can also make any kind of bill payments without having to do any paper works. The following are the various types of MasterCard made available by the Westpac Bank Australia. Altitude MasterCard Altitude Gold Visa Card or MasterCard Altitude Platinum Visa Card or MasterCard Earth MasterCard Earth Gold MasterCard Earth Platinum MasterCard 55 Day Visa Card or MasterCard 55 Day Gold Visa Card or MasterCard Low Rate Visa Card or MasterCard Debit MasterCard Prepaid MasterCard Gift Card Ignite MasterCard

Westpac Visa

Westpac Visa Cards are offered with exciting rewards program with benefits including Altitude points, Qantas frequent flyer points, complimentary insurance covers and a host of convenient card services. Rewards cards which consist of Altitude, Altitude Gold, Altitude Platinum, Earth, Earth Gold, Earth Platinum, Singapore Airlines Gold and Singapore Airlines Platinum are all with two credit cards each- American Express Card and Visa Card or MasterCard linked into one account with only one statement, one credit limit and one annual fee. Low annual fee and low interest rate Visa Card or MasterCard are offered with competitive rates and fees and with wide range of other benefit schemes. Westpac credit cards are accepted widely including the prepaid MasterCard Gift Card and Debit Card MasterCard and can be used anywhere around the world wherever Visa or MasterCard is accepted. Westpac NZ Debitplus Visa card can be used like an EFTPOS card as well as credit card and can be used overseas and anywhere wherever Visa is accepted. Westpac Visa Card Westpac offers various types of Visa Cards with unique set of features, rewards

program, benefits and card services. One can find below the different types of Visa Cards offered by the Westpac Banking Corporation:

Rewards Cards
Altitude Visa Card or Altitude MasterCard
Altitude Gold Visa Card or MasterCard
Altitude Platinum Visa Card or MasterCard
Singapore Airlines Westpac Gold Visa Card
Singapore Airlines Westpac Platinum Visa Card

Low Annual Fee Cards
55 Day Visa Card or MasterCard
55 Day Gold Visa Card or MasterCard
55 Day Platinum Visa Card
Student Visa Card

Low Interest Rate Cards
Low Rate Visa Card or MasterCard

Westpac Earth

Westpac Earth cards are the Qantas frequent flyer rewards credit cards with two credit cards each linked to one account with one statement, one credit limit and one annual fee. Holders of Westpac Earth credit cards will earn Qantas Frequent Flyer points from both cards on all eligible purchases. They can even earn double points by spending with Qantas Frequent Flyer program partners, and bonus Qantas Frequent Flyer points by spending on selected Qantas products and services. There is no points capping and cardholders can maximize their earning potential. They can enjoy a wide range of complimentary insurance covers including overseas travel insurance, purchase protection and extended warranty insurance, competitive variable interest rates, and interest free of upto 45 days on purchases plus many more. Westpac Earth Credit Card Westpac Earth rewards credit cards include Earth, Earth Gold and Earth Platinum. All three cards are of two credit cards each namely Earth American Express Card and Earth MasterCard, Gold American Express Card and Gold MasterCard, and Platinum American Express Card and Platinum MasterCard.

Earth rewards cards are available with annual fee currently Earth $75, Earth Gold $125 and Earth Platinum $250 with variable interest rates of 19.99% p.a. on purchases and 21.49% p.a. on cash advance, and 0.99% p.a. on balance transfers for upto 6 months.

Holders of Westpac Earth and Earth Gold card can earn 1 Qantas frequent flyer points per dollar one spent on Earth and Gold American Express Card and 0.5 Qantas frequent flyer points per dollar one spent on Earth and Gold MasterCard. Earth Platinum cardholders can earn 1.5 Qantas frequent flyer points per $1 spent on Earth Platinum American Express Card and 0.5 Platinum points per $1 spent on Platinum MasterCard. They can also enjoy Platinum concierge service 24/7.

Westpac MasterCard

Westpac MasterCard credit cards allow cardholders to enjoy a number of benefits and hassle free services and thus widely preferred by many. They are widely accepted and can be used at millions of locations worldwide for purchases, cash advances and more. Rewards MasterCard holders can enjoy a wide range of benefits including altitude points from the Westpac reward program, complimentary travel insurance, etc. Low rate MasterCard cardholders can enjoy low interest rate on purchases. Westpac charges competitive exchange rate, conversion rate, and balance transfer and cash advance fees. With several added card service features such as MasterCard PayPass and Visa payWave, cardholders can make payments for purchases in a much faster way. By registering for MasterCard SecureCode, cardholders can get extra security on their card when they shop online. With BPAY using the Biller code, one can also make any kind of bill payments without having to do any paper works. The following are the various types of MasterCard made available by the Westpac Bank Australia. Altitude MasterCard Altitude Gold Visa Card or MasterCard Altitude Platinum Visa Card or MasterCard Earth MasterCard Earth Gold MasterCard Earth Platinum MasterCard 55 Day Visa Card or MasterCard 55 Day Gold Visa Card or MasterCard Low Rate Visa Card or MasterCard Debit MasterCard Prepaid MasterCard Gift Card Ignite MasterCard

Westpac Debit MasterCard The Debit MasterCard of Westpac can be used at overseas locations, and can access cash and make purchases from more than millions of ATMs and merchants around the world. Cardholders can enjoy extra security when making purchases, get chargeback protection when choose credit, and can save cash advance fees when withdrawing money from Global Alliance partners' ATMs. For making payments for purchases, cardholders don't have to enter a PIN or sign. They can simply tap their card on MasterCard PayPass terminal for purchases of $100 or less wherever they see the Paypass logo. For detailed Debit fees and Debit MasterCard limit, customers may visit the bank's official website www.westpac.com.au/personal-banking/.../debit-mastercard/. Westpac MasterCard Gift Card Westpac MasterCard Gift Card is a prepaid card not linked to any account. Holders of this card can use anywhere around the world and can use it to shop online, by phone or in person. It can use as alternative to cash when traveling overseas. Holders also can use it to access MasterCard applause. Any queries or assistance relating such as Gift Card fees, card balances and transaction account reviews or enquiries, customers in Australia can contact the Gift Card call centre at 1800 204 965, and those from overseas may call +61 2 9293 9292. Westpac MasterCard NZ Westpac in NZ offers a range of credit cards including Low Interest MasterCard, MasterCard BusinessCard, Titanium MasterCard, etc. The low interest card offers low interest rate and is widely accepted across the world. The BusinessCard is designed specifically for mid size businesses and is accepted at over million merchants worldwide. The Hotpoints credit card account provided by Westpac New Zealand comes with two credit cards- American Express Card and Visa Card or MasterCard card. They are linked to one account with only one monthly statement, one credit limit and one annual fee. It is informed that Westpac GM Holden, Virgin credit card and no annual fee cards are no longer available. For detailed info, customers may please log on and read the latest updates and information from the bank's official site. For any queries and problems including stolen or lost card or to request or find a card of Westpac, individuals in Australia can call 1300 651 089 or +61 3 6345 1058 (overseas). For more details on Westpac MasterCard and all other related info including BSB, Altitude rewards, 28 Degrees MasterCard and more, please log on to the official website of the bank. Website: http://www.westpac.com.au/personal-banking/credit-cards/ http://www.westpac.co.nz/olcontent/olcontent.nsf/.../credit+cards Westpac MasterCard, Travel Insurance, SecureCode, Debit, Gift Card, NZ

Westpac Visa

Westpac Visa Cards are offered with exciting rewards program with benefits including Altitude points, Qantas frequent flyer points, complimentary insurance covers and a host of convenient card services. Rewards cards which consist of Altitude, Altitude Gold, Altitude Platinum, Earth, Earth Gold, Earth Platinum, Singapore Airlines Gold and Singapore Airlines Platinum are all with two credit cards each- American Express Card and Visa Card or MasterCard linked into one account with only one statement, one credit limit and one annual fee. Low annual fee and low interest rate Visa Card or MasterCard are offered with competitive rates and fees and with wide range of other benefit schemes. Westpac credit cards are accepted widely including the prepaid MasterCard Gift Card and Debit Card MasterCard and can be used anywhere around the world wherever Visa or MasterCard is accepted. Westpac NZ Debitplus Visa card can be used like an EFTPOS card as well as credit card and can be used overseas and anywhere wherever Visa is accepted. Westpac Visa Card Westpac offers various types of Visa Cards with unique set of features, rewards

program, benefits and card services. One can find below the different types of Visa Cards offered by the Westpac Banking Corporation: Rewards Cards Altitude Visa Card or Altitude MasterCard Altitude Gold Visa Card or MasterCard Altitude Platinum Visa Card or MasterCard Singapore Airlines Westpac Gold Visa Card Singapore Airlines Westpac Platinum Visa Card Low Annual Fee Cards  55 Day Visa Card or MasterCard 55 Day Gold Visa Card or MasterCard 55 Day Platinum Visa Card Student Visa Card Low Interest Rate Cards Low Rate Visa Card or MasterCard Westpac Visa Rewards Rewards Visa Cardholders will earn unlimited Altitude reward points and Krisflyer hotpoints on all eligible purchases spent on their Altitude and Singapore Airlines Westpac rewards Visa cards. Besides all benefits of rewards program, cardholders also can enjoy a range of complimentary insurance covers such as Gold travel insurance, Platinum travel insurance, purchase security insurance and extended warranty insurance. Low annual fee and low interest rate cards are offered with great benefits with competitive interest rates, exchange rates and fees plus a range of complimentary insurance covers. The low annual fee of 55 Day and Student Visa Card is just $30, while 55 Day Gold and Platinum Visa Card are $90 and $130 respectively. Annual fees are waived on all low annual fee cards for the first year of its purchase. Cardholders can enjoy competitive variable interest rates of 19.59% p.a. on purchases, 21.49% p.a. on cash advances and 3.99% p.a. on balance transfers for upto 6 months. Student Visa Card and Low Rate Visa or MasterCard are offered at variable interest rate 20.45% p.a., and 13.49% p.a. on purchases and 21.49% p.a. on cash advances respectively. They can enjoy interest free on credit purchases for upto 55 days. With various added card service features such as contactless technology- MasterCard PayPass and Visa payWave, cardholders can make payments in a much faster way. Using the BPAY Biller code, cardholders can make any kinds of bill payments without having to do any paper works. Cardholders also can get extra security on their card when they shop online by registering for MasterCard SecureCode or Verified by Visa through the bank's added online security service. For any enquiries or assistance on Westpac Visa card relating such as application, lost card, or any other, individuals from Australia can call the customer service phone number at 1300 651 089. For detailed information and other related info such as business visa, travel card, BSB, online login and more, please log on to the official website of the bank. Website: http://www.westpac.com.au/personal-banking/credit-cards/ Westpac Visa, Debit, Card, Travel Insurance, Rewards, Paywave

Westpac Earth

Westpac Earth cards are the Qantas frequent flyer rewards credit cards with two credit cards each linked to one account with one statement, one credit limit and one annual fee. Holders of Westpac Earth credit cards will earn Qantas Frequent Flyer points from both cards on all eligible purchases. They can even earn double points by spending with Qantas Frequent Flyer program partners, and bonus Qantas Frequent Flyer points by spending on selected Qantas products and services. There is no points capping and cardholders can maximize their earning potential. They can enjoy a wide range of complimentary insurance covers including overseas travel insurance, purchase protection and extended warranty insurance, competitive variable interest rates, and interest free of upto 45 days on purchases plus many more. Westpac Earth Credit Card Westpac Earth rewards credit cards include Earth, Earth Gold and Earth Platinum. All three cards are of two credit cards each namely Earth American Express Card and Earth MasterCard, Gold American Express Card and Gold MasterCard, and Platinum American Express Card and Platinum MasterCard.

Earth rewards cards are available with annual fee currently Earth $75, Earth Gold $125 and Earth Platinum $250 with variable interest rates of 19.99% p.a. on purchases and 21.49% p.a. on cash advance, and 0.99% p.a. on balance transfers for upto 6 months. Holders of Westpac Earth and Earth Gold card can earn 1 Qantas frequent flyer points per dollar one spent on Earth and Gold American Express Card and 0.5 Qantas frequent flyer points per dollar one spent on Earth and Gold MasterCard. Earth Platinum cardholders can earn 1.5 Qantas frequent flyer points per $1 spent on Earth Platinum American Express Card and 0.5 Platinum points per $1 spent on Platinum MasterCard. They can also enjoy Platinum concierge service 24/7. Westpac Earth Travel Insurance Earth Gold and Platinum cardholders can enjoy a wide range of complimentary insurance covers including travel insurance, purchase protection insurance and extended warranty insurance. Gold cardholders can enjoy Gold Card travel insurance for trips of upto 3 months, while Platinum cardholders can enjoy Platinum travel insurance cover of upto 6 months. Earth cardmembers also can get extra security when they shop at any participating online retailers. Both Westpac Altitude and Earth rewards cards are more or less similar in terms of combination of two credit cards, benefit schemes and rewards program. However, one major difference between Altitude Vs Earth card is that, Altitude two credit cards is comprised of American Express Card and Visa Card as well as MasterCard, in which case Visa Card is not available in Earth Cards. For more details of their differences and similarities, rewards program, benefit schemes and many others, individuals may log on and see the comparison table. For application, individuals can apply either online or by phone or in any branch. Any questions and assistance regarding eligibility criteria and the like, applicants from Australia can call 1300 550 496. Questions regarding interest rates, fees and charges, one can call 1300 651 089. As per the card review and comments given by many users, Westpac Earth credit cards offer excellent benefits and services to the cardmembers. For detailed information, individuals may please log on to the official website of the bank. Website: http://www.westpac.com.au/personal.../frequent-flyer-points/ Westpac Earth, Card, Gold, Platinum, Travel Insurance, Credit Card, Points